Husband Watches as Wife is Tempted

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Will she cheat, and just how is cheating defined?
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Kathy Smith sat at her desk going over the bleak numbers with her husband Todd. Their fitness club had been extremely successful, even leading them to expand the facility, but halfway into the expansion their bookkeeper had disappeared with $50,000, and suddenly everything they had worked for was in trouble.

"If we don't get this loan, I don't think we're going to make it," Kathy said. "We've already been turned down three times."

Todd nodded in agreement. "This guy is different, he's not a bank, he's more of a venture capitalist," he said. "He does more non-traditional loans."

"I hope so," Kathy replied. "If I can't convince him, we aren't just going to lose the business, we're going to lose our house."

"I know you can be very convincing," Todd smiled. He kissed her on the cheek and got up to leave. Kathy handled all the business matters of the club, so she would be meeting the "money-man" alone. Todd was going to job the five miles home, a habit he had picked up shortly after they had to sell his car.

After Todd left, Kathy sat alone in the partially renovated addition, which was currently a mixture of her office space and random workout equipment. The room was designed with windows high on the wall, which provided natural light but also privacy for users. The gym closed early on Friday, and the meeting was not until 6 pm. The only light on in the room was her desk light, and in the fading light of the afternoon, the glow from the light left much of the room in shadows. As usual, she was dressed in her workout leotard, and she briefly thought about spending some time on one of the cardio machines, but she couldn't muster the enthusiasm. Her lifelong dream had been to own a gym, and now it was on the brink of being taken away.

She was so lost in thought that she didn't hear the knock on the door at first. The second knock got her attention, and she answered the door expecting to see some dowdy old man in a suit. She was surprised to find a fit, attractive young man at the door. He was dressed casually in jeans and a polo, but had a look of money about him.

"Hello, I'm Rex Stevens, I'm here to see Kathy Smith about a loan," he said.

Kathy couldn't hide her sense of surprise, but she welcomed him in and showed him to her desk.

"I think you may have been expecting an older gentlemen, that would be Rex Stevens Sr," he said. "I am his son and I handle some of his investments."

"Well I am pleased to meet you and look forward to doing business," smiled Kathy. She couldn't help but use a little of her sex appeal. A lifetime of working out had made her attractive body toned and fit, and a lot of the men at the club renewed their memberships just to see her long legs and gorgeous curves walking around in a leotard. She was happily married and wasn't selling, but she didn't mind showing off to help business.

"Before we get started, I'd like to get your opinion on something," Rex said. "I am looking at making an investment in a vineyard, and I've started opening all my afternoon meetings with a wine tasting to get opinions. Would you be willing to have a glass of wine?"

"Happy to help, I could use a glass of wine," Kathy said.

Rex pulled a bottle and two glasses out of his briefcase and poured them each a glass. He held his glass up in a toast.

"To doing business," Rex said. They clinked glasses and turned them up. Being nervous, Kathy welcomed the idea of a tension breaker, and she took down half the glass with the first sip. Rex quickly refilled the glass, and they began to sip and chat about the business.

It was about this time that Todd returned. He had gotten a mile from the club before remembering that he had left his house keys at the gym, so he was forced to return. He came in through the back door, into a utility room that was separated from Kathy's office by a door. He came in quietly, and when he heard voices, he figured the money man had arrived and he decided to eavesdrop for a while to see how it was going. He pulled up a chair and sat down where he could look through the partially open door.

Rex and Kathy were having an animated conversation about fitness clubs, and Kathy was getting rather intoxicated from the wine. She hadn't eaten much all day, she was drinking a lot out of nervousness, and the wine was a LOT stronger than what she was used to. She had noted that Rex's eyes would wander over her body when she gave him the chance by looking away, and in the interest of getting the loan, she was doing quite a bit of showing off. On occasion, she would have to stand up and walk over to the file cabinet behind her desk to retrieve some accounting information, and she made a special point to linger at the file cabinet with her back to him, even bending over to enhance the show. Her high cut workout leotard showed off her fabulous legs beautifully, and she was well aware of the effect that the curve of her ass had on men. If she had to show off some to save her house, she was more than willing. She was starting to feel like her loan chances were pretty good, and Rex seemed ... well, he seemed interested.

"Kathy, I'm impressed with the job you've done with the club," he said. "Your membership is growing, the expansion is terrific. Unfortunately, running the numbers on it just doesn't work out. Its just too risky."

Kathy felt her face go flush. She had been so hopeful, and now she was crushed. She couldn't find words, and a few silent moments passed. In the adjacent room, Todd also felt her pain.

"I do have one other option," Rex said, lifting his glass of wine for a hearty sip. Kathy lifted her eyes up to look at him. "I'll give you the entire $50,000 loan if you will do one thing for me."

Kathy stared at him dumbly. What one thing could she do that would make that kind of difference? Was he toying with her?

"I'll give you the loan if you will have sex with me," Rex said boldly.

Kathy's mind reeled with the force of the statement. In her tipsy state, she evaluated his request on several different levels. She was shocked and offended that he asked. She was flattered that an attractive man in his early 20s would be interested in a 35-year old woman. And she was stunned that she was in the position of selling herself to stave off financial ruin.

In the adjacent room, Todd was battling his own emotions. On the one hand, he wanted to burst through the door and confront this Rex character. But he also wanted to see how his wife would handle it.

After a long silence, he got his answer. "I don't cheat on my husband," Kathy said. "I just won't do it."

Todd breathed a long sigh of relief. That's my girl, he thought.

"Well, that is commendable, and I understand," Rex said. "I'll tell you what, I'll give you another option. Tell me a story, a very sexy story, about one of your most erotic encounters, and I'll give you a $25,000 loan."

If he had proposed that first she probably would've said no, but coming on the heels of the previous proposal the idea didn't seem that bad. A $25,000 loan would be enough to bail them out adequately enough. There really wasn't anything terrible about telling a sexy story. She idly wondered if Todd would approve.

From his vantage point, Todd was still contemplating bursting into the room and making a scene, but the idea of $25,000 was giving him pause. He could also tell that Kathy was considering it.

After a few moments of silence, Kathy responded. "You'll give me a $25,000 loan, and all I have to do is tell you one story?"

"One story, but it has to be very erotic, you have to make it sexy, and it has to be a real story, and I'll know if you aren't telling the truth," he said.

Kathy pondered for a few more moments. "Ok, I'll do it," she smiled. While she was debating it in her head she had already come up with an erotic story, an episode she had recently had with Todd in the very room where they now sat. She had resigned herself to telling the story, enjoying it, and getting it over with. "Just understand, I am NOT going to cheat on my husband."

"Absolutely, just telling a story is not cheating," said Rex with a smile.

Kathy hesitated, looking at him closely. Even in her intoxicated state, she had the impression that he was one step ahead of her.

"Ok, here's my... episode," she said, blushing and rolling her eyes. Thinking about it was a lot easy than telling it out loud.

"Last week, my husband Todd and I were here working late, and... well, one thing led to another, and we ended up having sex on one of the weight machines," she stammered out.

Rex smiled at her. "That's not a $25,000 story, that's a $5 story," he laughed.

"Ok, ok, I'll give you some more details, just give me a minute," she said, taking another gulp of wine. Hidden in the adjacent room, Todd had a flashback to the weight bench episode of last week and realized that if she did tell it all, it would be more than a $5 story.

"Sometimes, we have a little role play game where he plays the aggressor, and I play the victim," she said slowly. "Todd used to be a cop, and we still have a few pair of handcuffs laying around, and he sort of arrests me and ties me up..."

"Handcuffs, well now you're talking," Rex interrupted. "I'll need a visual on that."

Kathy reached into a drawer and pulled out two pairs of handcuffs and held them up for him to see.

"Excellent, please continue," he said.

"Well, that night we decided to do something a little different," she blushed. "Todd pretended to be a pizza delivery guy, and when he came in he overpowered me and put the handcuffs on me."

"So he put your hands behind your back?" asked Rex.

"No, he put one pair on each of my wrists, like this," Kathy said, putting one pair of handcuffs on each wrist and holding them up for Rex to see. Something about the cold metal of the handcuffs on her wrists always got her tingly.

Rex sipped his wine and smiled, nodding for her to go on.

"So after he put the cuffs on me, he forced me over to the weight bar, that one over there," she said pointing behind Rex. "Then he handcuffed me to the bar with my arms behind me and laying on my back on the bench."

"Wow, I'm sure that would be quite a sight," Rex said. "Was it uncomfortable?"

"No, it was ok," she said, feeling slightly flushed. It may have been the alcohol, but Rex had a way of making her feel comfortable and sexy at the same time. "Here, I'll show you."

She got up from the desk and walked over to the weight bench, laying back on it and putting her hands behind her on the bar. It actually did look a lot more natural than it sounded, it was almost like she was laying back on a couch with her hands on the back of the couch. The light from the desk wasn't strong enough to reach where she sat, so it almost looked like soft candlelight. The mirrors on the walls gave ample views from all angles.

Rex gave a low whistle. "Very, very sexy," he said.

Kathy blushed in appreciation. From his vantage point, Todd couldn't help but agree.

Rex walked over and stood by the bench. "So what happened then?"

Kathy gazed off in the distance, in a trance of memory. "Then, he took control. I was totally helpless. He slowly took off his clothes, watching me the whole time. Then he straddled me, and he unbuttoned my shirt, slowly, one button at a time.."

As Kathy spoke, Rex walked slowly around her on the weight bench, intently listening. She was obviously lost in her story, and she almost didn't notice when he clasped both handcuffs onto the bar.

"What are you doing?" she asked, trying futilely to pull away from the bar.

"Don't worry, I'm just helping you to re-live your story," Rex said. "What happened next?"

Kathy became anxious. "I'm not doing anything until you undo these handcuffs," she said.

"Look, if I was going to do anything, I'd do it now," Rex said. "All you have to do is finish the story, and I'll let you go and give you the loan."

Something about the way he said it put her at ease. She also realized she had little choice. Todd was on the edge of his seat, ready to burst into the room, but he held back. After a moment of settling into being bound to the weight bench, Kathy continued her story.

"Well, then he kind of, well, he fondled me, he sort of caressed my breasts..."

Rex interrupted. "Hold it, you skipped something."

Kathy looked confused. "How would you know that?"

"Every day I interview people applying for loans," he said, pacing slowly around the weight bench. "I KNOW when someone leaves something out. I want all the details."

Kathy tried to collect her thoughts, realizing it was not going to be as easy as she had thought.

"OK, he was straddling me, and he poured massage oil all over my upper body," she said. "Then, he... he took his... he used his..."

"I'm guessing the word you are looking for is 'cock'," said Rex with a smile.

Kathy blushed and despite her situation, she giggled. "Yes, he took his COCK, and he massaged the oil all over my chest."

"Did you enjoy that?" asked Rex.

"Yes, but I had to pretend like he was forcing me," said Kathy, smiling as she remembered it. "He took his cock and he massaged all around my nipples, around and around in circles."

Kathy was suddenly aware that her nipples, remembering the previous adventure, had become hard and were showing through the leotard. With her hands bound behind her, she was unable to cover up, which aroused her even more. In the adjacent room, Todd had suddenly discovered that he too had become aroused, listening to his wife describing the scene.

Kathy continued. "Then he used his cock to massage my neck, under my chin, and then he rubbed it against my cheeks...and then he put a hand around my neck, like he was going to strangle me, and he told me to kiss it."

Rex, still pacing around her, seemed impressed. "Your story skills are improving," he said. "I'd say you are up to at least $10,000. You and your husband seem fairly adventurous. Do you ever watch porn together?"

"Yes, we watch porn," said Kathy, a bit defensive. "Sometimes we play a little game where we mimic the actors, whatever they do, we do."

"I see," said Rex. "So do you like seeing other men naked?"

Kathy giggled again. "Yes, of course."

"But that doesn't count as cheating, seeing other men naked?" he asked, walking behind her where she couldn't see him.

"Well, no," she smiled. "There's nothing wrong with looking."

"I agree," he said, and before she knew what was happening, Rex had undressed and walked out in front of her, fully nude.

She opened her mouth to speak, but no words came out. She was stunned by the dual realization that the situation had suddenly escalated, and that Rex looked really good naked. He was toned and not too muscular, a swimmer's physique, and his semi erect cock was impressive in shape and size. She tried to look away, which was difficult due to her bounded state, but her eyes couldn't help but steal glances at his body, directly or in one of the wall mirrors, and though she could hardly believe it herself, her mouth began to water at the sight, and the thought, of his cock.

From his hidden vantage point, Todd dug his nails into his palm, bit his lip and curled his toes. He could feel a swell of anger inside, but there was something else too. He couldn't help but be aroused at the thought of watching this young stud with his hot wife. He made the conscious decision to wait it out.

Eventually Kathy regained her voice. "I don't know what you are trying to pull, but I am NOT going to have sex with you, I am not going to cheat on my husband, I told you that."

"Kathy, let me put you at ease," Rex said, still continuing his pace around the bench. "I would never think of making you do something you don't want to do. I am enjoying your story and would like to hear the rest of it nude. I'm a bit of an exhibitionist, I like beautiful women looking at me naked. If you can stand it, I'll add $10,000 to the loan."

Rex had stopped beside the weight bench, looking down on Kathy. If her hands had not been handcuffed behind her, she was close enough to reach out and touch his cock, which had gotten a bit more erect and had moved in her mind from being impressive to being magnificent. Suddenly she realized that she her gaze at his cock had lingered, become more of a long stare, and by the time she had looked up at his face he was smiling.

"Shall we continue the story?" he asked.

Kathy took a moment to review the situation. She was drunk, handcuffed to a weight bench, and at the mercy of a naked man who had promised her a $35,000 loan. "I'm going to need another drink," she said.

Rex complied, pouring her a fresh glass and then holding it up to her mouth so she could drink it. When some of the wine dribbled out onto her chin, he wiped it with a finger and then put it up to her mouth. Naturally, without thinking, she licked it off, and as she did it she couldn't help but look at his cock once again. He was noticeably harder.

"I believe when we left the story, he was telling you to lick it," Rex said.

"Right, he asked me to lick his cock," Kathy said. Remembering the moment, and the sexual tension of the situation, she couldn't help but lick her lips. "So I did. I licked him a few times, and then he made me put it in my mouth, and then he was rubbing his cock all over my face, and I was moaning..."

She stopped momentarily when she saw Rex in one of the mirrors, standing behind her, his hand on his cock, watching her intently. She was nervous about his growing arousal, but it also turned her on incredibly to know that she was making him hot. She was really starting to enjoy telling the story.

"It was really erotic the way I would try to close my lips tight, and pretend like I didn't want to, and he would hold my head and push his cock until my lips would open for him," she continued.

Rex walked back around in front of her, and raised her wine glass to her lips for another sip, then set it down. "Show me," he said, placing a finger on her lips.

She closed her lips tight, and he gradually pushed harder on her lips with his finger, until finally she let the finger slide into her mouth. She became lost in the moment, her eyes closing and a nearly audible moan as she let Rex's finger slide past her lips. With his other hand, Rex lightly stroked his cock. In the adjacent room, Todd gave up trying to be outraged and put one hand on the raging tool that was poking through his running shorts.

Something snapped with Kathy, and she released Rex's finger and shook off her reverie. She collected herself and got back to finishing the story.

"So, after that, Todd tied my legs up on either side of the bench," she said, and as she did she moved her legs apart on the bench. "And then he went down on me. I pretended not to like it."

Rex strolled around to the front of the bench, positioning himself between her legs. "You pretended not to like it, but did you like it?"

"Oh yes, I liked it," Kathy cooed. "I liked it a lot."

"So then what?" asked Rex.

Kathy looked dreamy for a moment, recalling the memory. "Then, he untied my legs, and he raised the weight bar up and made me stand up," she said.

Without a word, Rex walked around behind Kathy and lifted up the bar. Kathy rose to a standing position, her handcuffed wrists above her head, and her legs straddling the weight bench. He walked around her slowly, admiring the curves of her body in the leotard.

"I can just imagine what he did then," Rex said.

"He kissed my body all over, and told me he adored me," she said.

"Hmm," said Rex. "Do you think it would be cheating if I did that?" he asked.

Caught in the passion of the moment, Kathy briefly looked like she was going to say no, but she caught herself. "Yes, that would be cheating," she said.

"Ah rats," he said, giving Kathy another sip of wine. "But I'll bet people kiss you on the cheek all the time, that's not cheating is it?"