Felicity Submits

The following story is a tale of a young woman who discovers her Submissive nature. If you are looking for a quick sex story, you might want to pass this one by.

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"I don't know why our bank sold the mortgage to the farm to another bank," Carl Samson said in disgust as he weaved through the city traffic. "The farm is starting to bounce back. We'll be caught up with our payments in no time."

Carl's wife Emily sat quietly in the passenger seat of the SUV and gazed out the passenger window. She politely listened to her Husband's rants, but she didn't honestly believe them.

Their eight hundred acre farm hasn't been as productive as usual for the last three years. The farm had produced a lower yield of crops each year which forced the middle aged farmer to make smaller and smaller mortgage payments. At the moment he was barely able to pay two thirds of what he owed each month.

"George Bertram has been our Banker for fifteen years," the weathered farmer continued grumbling. "So, we're a little behind. We'll get caught back up. There was no need for his bank to sell out mortgage to bigger bank."

"Carl, George Bertram had to sell our mortgage, or he'd have been forced to foreclose. He said it was the only way they could let us keep the farm." Emily instantly regretted speaking.

The big farmer didn't like it when his wife disagreed with him. He believed a woman needed to know her place. He believed that arguing with the man of the house was disrespectful.

"Damn it, woman, don't be telling me how to run my farm," Carl snapped.

"I'm sorry," Emily said in an apologetic tone. "I didn't mean to sound like I was arguing with you."

"You'd better not be arguing with me. I'm the man of the house, and a man should be shown respect by his women." Glancing over his right shoulder, Carl said, "Right Felicity?"

"Yes Papa," the couple's pretty daughter quietly replied. Felicity knew better than to disagree with her Papa. On more than one occasion, back talk had resulted in Felicity being laid across Her Papa's lap and her bottom being spanked with a leather belt. Even at eighteen her Papa still spanked her for disagreeing him.

Although after her eighteenth Birthday, Papa administered punishment by pulling her panties down, and using his hand on her bare bottom.

Felicity could feel her Papa's erection pressing against her tummy each time he spanked her naked backside. The punishments always left the young girl feeling confused, and humiliated.

Emily hated that her Husband had started spanking their Daughter's bare bottom with his hand. She had seen the lust in his eyes when he disciplined the girl, and she'd noticed his erections afterward, but the timid woman didn't know what to do to stop this.

Each night after spanking Felicity, Carl would take his Wife to bed and fuck her hard.

Emily could see the powerful lust in Carl's features as he ravaged her. She suspected that even though her Husband was using her body to satisfy his sexual needs, he was thinking of Felicity. The timid woman knew that if she didn't keep a close eye on their Daughter, sooner or later, Carl would do something that was completely unthinkable.

"The bank is up ahead on the left," Emily said.

"I see it," the frustrated farmer snapped.

Emily's face flushed, and her pussy twitched because of her Husband's rebuke. She knew that when they got home he would punish her for repeatedly speaking up when she should have stayed quiet. The thought of being spanked by him, and then tied up and fucked afterwards, caused the submissive housewife's heart to beat faster.

"Fifty miles," Carl grumbled. "We will have to drive fifty miles one way to speak to our Banker from now on."

"Carl, dear, we'll get by. You've always made ends meet, and you will continue to make ends meet. Once the mortgage payments are lowered, we'll be able catch up on our past due bills." Emily had said this to make her husband feel like a good provider.

"Yeah, we'll get by." Carl pulled into the bank's parking lot. "And with our new interest rate, we'll be able to start putting a little away each year during the good seasons."

Maxwell Stern, the Bank's President, sat behind his desk looking the Samson Family's mortgage papers over.

Normally, loan officers handled this job, but three of his loan officers were away at a banking conference.

Maxwell looked up at the couple with a furrowed brow on his handsome forty year old features. "Mr. Samson, I see that you have been making reduced payments for nearly three years. I must inform you that the bank cannot lower your interest rate, or monthly payments until the back payments are caught up."

Carl Samson scowled at the Bank President. "How am I supposed to catch up on my back payments when I barely make enough to make reduced payments as it is?

Mr. Stern laid the paperwork down. "I really don't know what I can do for you." He looked at the Samson's teenage daughter. He couldn't help but notice that even though she wore very little makeup, and a dress that was meant to be worn by a woman twice her age, the girl was a real beauty.

With her long flowing red hair, and her face lightly covered with freckles, she looked absolutely gorgeous. The dress she wore didn't hide the fact that she was well developed for her age.

Mr. Stern had taken in the sight of Felicity's young body when she first entered his office.

Felicity's figure was that of a woman who was in her mid twenties. Her breasts were easily a C cup, possibly a small D. At five foot seven, Felicity had a long, narrow torso. Her hips were full, and her round buttocks filled out the dress quite nicely. The dress she wore hid her long legs from the knees up, but it was obvious by looking at her calves, that the girl had great looking legs.

The Banker could also tell by her demeanor that the girl was naturally submissive, a trait that he desired in his sex partners. He suspected that she was untouched, which made her even more desirable. Maxwell Stern's manhood twitched as he discreetly looked the girl over. He began to ask himself if his cock would fit completely inside the young woman's pussy.

Maxwell had only found one woman who could accommodate his whole cock.

Most women could only take about two thirds of it inside their pussies.

But with Felicity's full hips, and her long torso, her young vagina might be deep enough to take his full length inside her pussy.

His twitching cock reminded the Bank President that Felicity's Parents were also in the room. Turning his gaze back to the girl's father, the Banker made a suggestion. "There is a way to get your interest rates, and monthly payments reduced."

"What would that be?"

"I am a bachelor. Therefore I have to keep a live in housekeeper to cook for me and take care of my home. My last house keeper was let go a few days ago. I could offer your Daughter the job. Part of her salary could be used to catch your mortgage payments up. Also I could incorporate your back due amount into your current monthly payments so that you are no longer behind on your payments. It would be a win, win situation for both of us. You would get the new interest and lower monthly payments, and I would have a new house keeper. Your Daughter does know how to cook and clean, doesn't she?"

"You're damn right she knows how to cook and clean. Every girl should know how to take care of a house."

"Carl," Emily quickly cut in. "We can't expect Felicity to go to work to pay off our back due bills."

The big farmer scowled at his wife. "Felicity is eighteen years old. It's about time she got a job and made a life for herself. And it won't hurt her one bit to help out with getting the back payments caught up. Isn't that right Felicity?"

"Yes Papa," the naturally submissive girl replied without looking up.

The Bank President noticed that both women took a posture of complete surrender because of the man's scowl. He resisted the urge to smile. He knew that very soon the pretty farm girl would be under his roof and in his employ. With her natural submissiveness it wouldn't take him very long to bend the girl to his will and turn her into his personal toy. "Then do we have a deal?"

Carl Samson's gaze fell on his pretty Daughter. He'd been waiting for his pretty Daughter to turn eighteen so he could break her in properly. The only reason he hadn't yet was because Emily was keeping a close eye on the girl.

But now, with Felicity moving out of the house, the big farmer would never get the chance to bed her.

The farm came first, however.

Maxwell Stern spotted the momentary look of regret, mixed with desire on the farmer's face as he gazed at his pretty Daughter.

It was obvious that Mr. Samson desired to bed the girl.

Carl nodded his head. "Yeah, we got a deal."

Emily hated giving her Daughter to this man to work as his servant. But then again, she knew deep in her heart that if Felicity stayed in their house much longer, Carl would find an opportunity to bed their Daughter. The thought of her Husband ravaging Felicity was just too much for Emily to bear. Besides, the woman could see the Dominant streak in Mr. Maxwell.

He was obviously a man who was used to getting his way. He was also a rich Banker who could take care of Felicity's needs.

Emily had spotted the hunger in Mr. Stern's eyes whenever he looked at her Daughter. She knew he would want Felicity as his own.

The man wouldn't be satisfied with just taking Felicity to bed. He would want to possess her as his own.

An image of Felicity lying across Mr. Stern's lap; her bare bottom sticking in the air, as he spanked her, flashed through Emily's mind. In her imagination, Felicity was wearing a wedding ring. The submissive housewife began to see the powerful Banker as a prospective Son in Law. She had no doubt that this powerful, Dominant man was just what her little girl needed. She forced back the smile that threatened to spread across her face.

Emily kept a very close eye on Felicity as they waited for the day for her to move out. She knew her Husband would be looking for any opportunity to take the girl's virginity before she left home.

Carl began to get frustrated that Emily was obviously keeping Felicity from him. He was tempted to force the issue, but he knew that if he did, his Wife would leave him.

She would tolerate anything he did, but not sleeping with their Daughter.

On the evening before Felicity was to move out, Emily took her Daughter out to the barn so she could talk to the girl without her Husband overhearing.

"Sweetheart, I want you to know that I am going to miss you very much," Emily said, her voice filled with sadness.

"I'm going to miss you too Mama."

"I know in my heart that this will be a good thing for you." Emily wasn't sure just how much she should tell the girl. She decided to give her just enough information to prepare her Daughter for her future without frightening her. "Always remember that a submissive woman doesn't argue with her Husband, or her employer. When Mr. Stern gives you instructions, you follow them to the letter."

Felicity nodded. "I will Mama."

Emily burst into tears. She grabbed her Daughter and held her tight.

Felicity's own tears began to run down her cheeks.

The two women held each other and cried until there were no more tears left.

The following day Felicity was dropped off at Maxwell Stern's home with the two suitcases that held all of her personal belongings.

The arrangement had been made that Felicity would be dropped off on Saturday so that Mr. Stern could be home.

As the young woman stood in the driveway, she watched Papa back out. Her Mama's cheeks were covered in tears. Felicity wanted to cry as well, but she couldn't show up for work crying.

Papa took one final look at Felicity. A deep sense of regret set in as he gazed at his beautiful Daughter.

She would never be his for the taking.

Carl tore his gaze from her, and then put the SUV in drive and pulled away.

Felicity watched her parents drive away until the SUV rounded the next corner and disappeared from sight. She then turned her gaze on the huge house.

The place wasn't quite large enough to be called a mansion. But it was certainly bigger than her parent's home. The house was even larger than their barn.

Felicity picked up her suitcases and approached the front door. She put one case down and rang the doorbell. Picking the suitcase back up, she waited for Mr. Stern to answer the door.

A few minutes later the large door opened.

Mr. Stern stood in the doorway dressed in a black pullover shirt and black slacks. He looked the timid girl over and smiled approvingly. "Welcome to your new home, Felicity."

The girl gazed at her employer for a brief moment before lowering her gaze. "Thank you Sir. I'll do my best to keep your house very clean."

Mr. Stern gave the pretty girl a warm smile. "I'm sure you will." He took her bags and led her inside. "Your room is upstairs next to the staircase. My room is at the other end of the hall."

Felicity followed her employer as he led her up the large wooden staircase. She couldn't believe how large the great room of the house was.

The ceiling was two stories above the floor.

Mr. Stern led Felicity to her room, and placed her bags on the queen sized bed.

Felicity noticed that the room was almost as big as her parent's living room. The outside wall had double windows to allow plenty of light in.

"What do you think?" Mr. Stern asked.

"It's a beautiful room, Sir."

"I'm glad you like it." He decided it was time to get down to business. "Felicity, as part of your duties you will prepare my breakfast, and then wake me precisely at six am. I like to wake up early so that I can get to the bank before my employees."

"Yes Sir, six am, Sir."

"I eat two slices of bacon, crisp, a poached egg, a half grapefruit, a piece of toast, lightly buttered, and a cup of coffee, black and strong."

"Yes Sir," Felicity quietly replied.

Mr. Stern decided it was time to put the girl to her first test. He approached the closet and slid the door open. "Your uniforms are hanging in here. You are expected to dress in these uniforms from the time you get up until you go to bed at night. You do not have to dress in them on your days off. Your days off will be on Saturdays and Sundays."

Felicity's gaze fell on what she assumed were her work uniforms. Her face reddened in embarrassment, but she remained quiet.

Five maid's uniforms hung inside the spacious closet.

To the pretty girl's dismay they were all the French maid uniforms.

Two pairs of black six inch stiletto heeled shoes sat on the floor in one corner of the closet.

Felicity had seen the style of uniforms on television before. Felicity knew they were designed to make the maid look sexy. She knew her Parents would not approve of her wearing such garments in front of her employer; especially her Papa. But Papa had made the bargain and it was up to Felicity to live up to it.

If Papa wanted her to come home it was up to him to break the agreement, and come get her.

Maxwell had sized the girl up when she was at the bank, so he could purchase the clothes ahead of time.

Felicity's measurements were fairly easy to guess. She appeared to be the same size as Maxwell's previous maid.

He hated firing the last girl, but she proved to be impossible to break.

Although the girl was submissive, she had been brainwashed by her Parents to never let a man touch her until after her wedding night. She also refused to wear French Maid's costumes, stating that her Parents would force her to quit if they saw her in such revealing garments.

Maxwell tried for months to bend the girl completely to his will, but she refused to give in completely. It took him weeks just to get her to agree to wear the French Maid's costumes.

When she finally became too much of an aggravation to him, her found her a position with one of his married clients, and then threw out the outfits, not wanting to be reminded of her inability to completely submit.

Maxwell only hoped Felicity was more pliable.

The pretty eighteen year old stood in the room, staring at the costumes like they were poisonous snakes.

Maxwell decided to give Felicity a good reason why she had to wear a skimpy costume for work. "I know this isn't the usual uniform for a maid. However I frequently entertain clients. I also have visitors from time to time. I'm a wealthy bachelor. People expect me to maintain a certain lifestyle. That lifestyle includes having servants who look like servants."

"I understand Sir." Felicity didn't understand, but Mama had told her that you don't talk back to your employer, or Husband. Although she feared her Papa, she trusted Mama, and always took her advice to heart.

"The hats, bras, panties, and panty hose that go with the uniforms are in the top drawer of that dresser," Mr. Stern said as he pointed at the dresser. "You are expected to wear a complete uniform while on duty. No wearing personal undergarments with your uniform. Also you will wear a light amount of makeup that I have provided for you. The makeup kit is in the bathroom. I always expect my servants to look presentable when on duty, but I frown on too much makeup. Please don't try to cover your freckles with makeup. I personally think they look adorable on you."

"Thank you Sir," she replied, feeling slightly embarrassed by the compliment.

"While I am on the subject of appearance, you will wear your hair up, but not in a bun. In my opinion, buns make women look stern, and a servant should never look stern."

Felicity nodded. "Yes Sir, light makeup; do not hide my freckles, and wear my hair up but not in a bun."

"Since this is the weekend you can stay dressed as you are. You will begin work bright and early Monday morning."

"Yes Sir," Felicity quietly replied as she stared at the revealing clothes.

Mr. Stern knew that if he gave the girl two days to think about what she was letting her self in for, he'd have his answer on just how submissive she is.

If Felicity submitted to her Father only, she would call to tell him about the skimpy maid's clothes, and then ask permission to come home. However, if the girl truly did have a submissive nature, she would show up Monday morning, dressed as expected, with his Breakfast prepared as instructed.

"Felicity, I expect you to spend this weekend familiarizing yourself with the house. You will find all the cleaning supplies in the kitchen and the laundry room. You're not expected to clean this weekend, but I do want you ready to start work on Monday. The only chore required of you on weekends is to make my bed and bring me a cup of coffee when I wake up. I eat out on weekends. I don't wake up on weekends until seven thirty, so you can sleep a little later on those days if you like. One more thing before I leave you. I run a disciplined household. Failure to do your job correctly will result in immediate disciplinary action. Is that understood?"

"Yes Sir," Felicity meekly replied.

Just before Mr. Stern turned to leave her room, he said. "I believe you will find working for me quite pleasant as long as you do your work, and follow the rules."

On Monday morning, Felicity got up, took a shower, piled her long red hair on top of her head, and got dressed in one of her new uniforms, as she had been instructed. She stared at her reflection in the mirror.

The French maid's costume showed off the tops of her well developed breasts, and accentuated her rich, full figure. The bra was designed to push her breasts together, and lift them, giving her ample cleavage that peeked out of the top of the dress. The shortened hem that stopped an inch below her round buttocks and six inch stilettos made Felicity's long, sexy legs appear to be even longer. The stockings were black, and sheer. The hem of the dress was flared with a sliver of white ruffles sticking out from beneath the outer fabric.