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Master and Serf: Who is the better negotiator?

Dr Crenshaw is the master of a slave empire. He is visited by his sister Margaret who fell on hard times when her husband suffered a severe disability. She is about to being repossessed in a future world where debtors guarantee their obligations with their freedom.

Wealthy brother proposes she bear him an heir. They proceed to negotiate the terms of the indenture. Who is the sharper negotiator: the brother a Captain of industry or his sister who is down on her luck?