All Comments on 'Lost at Sea'

give this a five star rating, it was a great read all the way around.

A sappy crooked mother couldn't let her kids go. She had to check back, and it turned out to be her undoing. When you think about the stupidity on television, and then find a clever little tale like this hidden away on an erotica web site you have to wonder. Certainly a five. Think about the money you could be making if these little stories were ever made into television.

Well written, though somewhat predictable plot. Enjoyable reading.

Mystery, betrayal, love . . . This had it all. Five stars!

I agree with the other comments this story could end up on TV.

The mother will always find it difficult to give up her children and would she have stayed with her boss after the dust has settled !

Maybe not, as I think he needed het as a lover to ensure her loyalty for the scam to work and her to follow it through.

Would she have ever got back with her husband, again doutful as she may have lost respect for him being a house husband. Mote likely she would have retired some where like Monaco and found a rich guy to marry.

Even though I thing she had romantic notion of claiming / seeking her husband some time after her disappearance.

Glad she lost everything in the end

logical mind would not have done what Frank did. Walking up to the house to confront his ex weakened a great story. Also why didn't he begin to get grief counseling for the kids that would have been the first thing he would have done. Overall a good story with a few mid sized flaws.

Although I saw the whole ending coming a mile away, I didn't see Celia showing up with her partner and her "go ahead, make my day" attitude with John. I did, however, know that Frank and Celia would end up together. Not as much sex as I would have liked, but it was still a 5.

Another very good story by FM. I don't know why he had to elaborate about the life insurance being paid out over a period of years to avoid outrageous tax liabilities. At most, the only amount taxable MIGHT have been the first $50,000 for which the company paid. But I believe even that amount would be tax-free to the named beneficiary.

I have to read through so much shitty porn to find something worthwhile! It's stories like this that makes me forget all the annoyance of abysmal reading and wasted times. Thanks man for a five star plus story...

90

Nice story, liked it and thanks

I read a lot, and I rank this story as one of my top 10.

welcome detour from the filth that is prominent on this site, from the top 5 rated so called authors..

story is worth much more than the 5 stars that are considered the best.

Well, sometimes people outsmart themselves. This story buttresses that hypothesis in spades. This story unfolded in very slow but steady. The plot had some predictability but the author held the cards very closely to the vest. The intensity of the drama and emotion were astounding. The dialogue amongst the characters was clear and consistent with the tempo of the storyline. It was amazing to read masterful writing. Now back to the content, the characters had clear relevance to the story and were expertly introduced and described. The bad guys got their due and the good guys won their prize. The protagonist was likeable and his struggle was tough fought. The ending was warm and fuzzy. It doesn't get better than this. Thank you! Please keep writing FrancisMacomber because you are magnificent at writing.

The fact that this story was LW and that the wife and her boss were in the plane together and the first thought that crossed my mind was that they faked the crash.

I think the title works on two levels.

The basic (BASIC) plot.

But also I think it delves into Meredith's motivations. Originally, she was rowing for this distant island known as 'Family Fiscal Freedom' (I'm feeling alliterative today...shoot me).

Promotion, college, hubby not worrying. But she has to make a turn...and then another turn...every compromise twists her head and her focus. Suddenly the BONUS became the goal.

I think it telling that she was still wanting to believe that she could find a way to magically resurrect herself and find that misty lost island of FFF, but she'd already lost her way and lived somewhere else, someplace seedier.

A cheating cunt and her asshole prick criminal boyfriend. Hopefully they'll rot in prison. A happy ending for the good people.

get as much as you can quickly...TK U MLJ LV NV

I don't know how true this is but it seems women are getting more and more involved with white collar crime, as more and more women are in the market place. A few are very fast to criticize men, viewing women as always the victim. I think the stats are changing. Might be, when women achieve full equality the prison populations might be more equal as well?

GOOD STORY!

Boy, is this wife delusional. She helped steal money from her company, she deserted her husband and children with a fake death, and she has been cheating with another criminal for some time. But when her husband confronts her, she continues lying by telling him that she was going to come back after the heat dies down. Did she honestly expect him to believe her? I liked the fact that the cheaters lose and the faithful win and live happily ever after. Thanks for a good story.

I kinda felt something like this coming when I read about the other wife's cheating husband. Plus Merry's story is pure hokum it's more likely she got wrapped up with making money than loving her family, then the opportunity presented itself where she could get a lot of it and ditch her family. Maybe she lost respect for hubby cuz she was the breadwinner? or maybe she loved the other dude? either way she's definitely in the running for worst wife and mom of the year.

Also that bit about upping her insurance to help take care of them? it was more likely to rid herself of any lingering feelings of guilt. She was shit and deserves to be some butched up muscle lesbo's bottom bitch in prison.

He alluded to her personality in the story. It was always about her, never her family or her husband. . .money and power. ME ME ME ME ME.

the life insurance made in payments is wrong.life insurance is not taxable.

And should have gotten more for the way she treated her husband and children. Yes, I know it is just a story, at least the author gave the bitch what she deserved.

Just as John pulled the trigger Meredith jumped in front of Frank and took a bullet through the heart....at the same instant both Barnes and Celia fired mortally wounding Collier! Frank gets the money and the girl....Hooray...we went from a happy ending to a very happy ending!

It was so obvious! Her boss’s wife thought he was having another affair. It was with Lori!

I thought the ending was a little abrupt.

Obviously the life insurance was void, but there would have to be some SERIOUS forensic accounting to determine just how much of the funding was the result of her ill-gotten gains.

It's Meredith the mom not the daughter eww sick.

Thought i had read most of your catalog, but i missed this one. Great story, great writing.

compared to violent crimes, financial crimes rob the victims of the potential to lead a meaningful existence, financial crimes are like a slow acting poison on society. from petty theft to grand larceny they fall under violent crimes almost. but financial fraud, embezzlement & money laundering are done in much higher value & affect a wide rage of people involved...

white collar crime, hurts more but, the punishment is certainly not justified, consecutive life sentences would be mild in my opinion

Why didn't anyone check her FB account earlier?

or her email, home and work?

Or her phone records, office, home and cell?

Why did the two thieves choose to live in Florida rather than disappear in the islands?

Why did he go to Florida and knock on the door alone after being cautioned by Celia?

and so many more . . .

You wrote: "The insurance company will pay that out in annual installments," the woman explained. "Otherwise, the taxes would eat you alive!"

Bad line because: THERE ARE NO STATE OR FEDERAL INCOME TAXES ON LIFE INSURANCE POLICY PAYOUTS.

Thanks for an engaging story. The complainers (of which there are too many not contributing their own stories... hint) haven't spent much time wading thru the muck of this site to appreciate a good story when it comes about.

Except.....

"....pulled a snub-nosed automatic...."

That's like saying I drive a FordChevy.

It's so cute when non-gun guys try and write about them without knowing anything... ;)

This was a rich story line but seemed a bit rushed. Still five stars. Still love it.

Without reading discoveries by nitpickers, I would never have noticed 'such glaring oversights'. Therefore, to me it was simply a remarkable story. Another I will tuck away in my list of Favorites. Yet another 5-star story.

If you're some kind of expert I guess it's easy to pull a story apart.

I have no idea if it's possible to have a boat waiting, crash a small plane, sail away to a new life. This day and age ..... sure, why not.

Fact is for me, I was into this story, I enjoyed it.

I've watched Hollywood movies that had ridiculous sub plots, and still raved about how good that movie was.

It's a work of fiction and I escaped for a wee while .... 5*

https://en.wikipedia.org/wiki/Rohrbaugh_R9

No need to thank me.

As usual I'm writing these as I go, so some may be over-taken by future events.

"there's always the possibility that you might hear something or find out something that could help us shed light on all this." - Why not tell her about Meredith's affair? Maybe there's some connection.

I wouldn't think that the BULK of the 401K would be based on false earnings.

Love your stories. I'm reading them chronologically. Keep them comming. C. H. Cook

Everything was fine and dandy until the husband decided to be Batman and go NANANANANANANA in Florida by himself. For an aerospace engineer he sure is dumb.

Ooooh the comments bring out the monster in people? Such anger naughty -naughty! It doesn't matter who has a bigger dick you all can play with each other? BUNCH OF KIDS WHO ARE TRYING TO OUT DO EACH OTHER? Fucken grow up? This is a very good story the end was too quick? BUT I LIKE IT OR LICK IT? Love you all! GREG. OH 100 % OF READING ENJOYMENT BYE.

If Matt and anonymous want to get technical about guns, the GBI carry glocks and they are not "snub nose"

But that aside, a creative and suspenseful tale, with even a little romance, Francis

It could have been shorter, sure, but there was not that much irrelevant stuff mixed in.

Well done, an easy 4 star

Not only that, but an earlier reference to her service weapon referred to it as a "revolver" when the GBI's service weapon as stated by the last poster are Glock 9mm, an automatic not a revolver.

This story was really plodding and predictable. The characters were too cardboard and there was no real chemistry.... Nice thing is that most of your other stories are much better.

I liked the plot and the character development. Thanks for sharing with us.

You could see everything in this story happening in the first chapter. It would have been nice to see Frank get a non-fatal wound while his loving ex-wife simply stood by before the agents opened fire not killing but permanently paralyzing the asshole.

And then to hear the kids pillory their mom for being a disgusting whore who they would never speak to again would have been nice.

Going back through early comments noticed lsd needs editor

My understanding has always been

If male it is FrancEs

If female FrancIs

The memory rule was ''i'' for g''i''rl

Writer claims to be male

Anonymous 10/27/17 has things exactly wrong. Frances is female. Francis is generally, but not always, used for males.

Yes it was predictable

Yes some editing errors (who cares)

Yes i got lost a couple times (so what)

I will read this again

when your gone...if your gone,,,,stay gone,,,,TK U MLJ LV NV

This is a really good story!

As some posts have said the story was predicted and needed an editor but who cares about any of the negative things. This is a well written, well thought out story that had a couple of minor twists buried within. I enjoyed this story enough that I've marked it so I can easily get to it in the future and reread it whenever I want !!!

GREAT story ! Keep it up !

rushed and forced. It felt hurried like you trying to wrap it all up quickly then tie it off with a gaudy bow. Maybe an addendum or epilogue might be in order to fully flesh out the aftermath.... like what happened to Celia's career at GBI, how they all ended up in Washington State besides his new job? Those kind of answers. Just Sayin'.

Tim413, SlipperySaddleBum, and two anons commented on this. Life Insrance proceeds are not taxable income. INTEREST on the 3/4 not immediately paid out IS TAXABLE! While there are some benefits to deferred compensation (as in this case reimbursement since she's NOT DEAD would be smaller since he received less), in most cases it's better to take ALL the money and invest it yourself

A good solid story. And once again a Mercenary whore gets what's coming to her. And Frank gets Celia, keeps his family and gets a start on a new life. I call that a win/win in my book. Good story.

Well written and entertaining. Made for a good read. Thanks

It's funny, some people are truly versatile when it comes to character personalities, and when it comes to types and whatever and write a decently varied array of stories. Like, maybe half of PAPATOAD's stories involve violent revenge of various sorts, the other half is a mix of everything else...even a murder-reconciliation. But this author seems to love steamrolling the guy a bit more than writing good stories. I've seen it again and again, out of the frying pan and into the deep fryer.

Getting effectively told to piss off when it comes to the daughters first period? Being literally, no pun intended, pushed out of the way trying to attend to your child on page 1. First, who would dare do that to anyone rather than offer assistance? Not even a, "here, let me handle this please?" If another guy did that, a father, would he not be risking his front teeth and jaw?

And who wouldn't tell such a brazen person they can piss off right back? What the hell, letting a stranger in his daughters pants? 15 minutes alone time? And fucking gauze? What's this, a hospital or British story? Then the pity party for not knowing it was your daughters period when you weren't even allowed to investigate before being pushed out the door? Like a guy can't explain the basics of menstruation and the implications, because his wife isn't there? Like, it wasn't even like the daughter said, "daddy no, I want that pushy woman to tell me about how my privates work." It be more like, "daddy, stop the woman trying to touch me there!"

And then to stay with a person like that, I just don't think so.

I couldn't have phrased it better. I am not an expert in legal aspects, medical jargon, law enforcement practices or equipment, banking procedures etc. I read fiction because I enjoy them as entertaining. And from that viewpoint, this is a solid 5 star story. Thanks to the writer. To those who criticize, if you think you can do better, please, do. I'd love to read what you write.

don't know how i missed this one. fantastic read.

I realize that this comment is being written long after the author wrote the STORY. But I have to ask...why did the wife do it? Was it all about the money? Was she in love with Collier? There's a big hole here that needs to be filled. If the author is still reading these comments, there's lots of room here for Merediths perspective...a whole character to exploit.

Should be made into at least a series of episodes on some law enforcement series.

bad publicity to steal from children and a widowed father

especially when it opens them to a lawsuit for doing nothing about his wife fucking a co worker on company time

Great story but unfinished, need more on his wife and would be interesting to fill in the 2 years that lapsed before the end.

Loved this story. Great ending to the wife and her lover.

Agree with09/29/19 about the money being taken back.

should hva sued the company for not enforcing rules on employees getting together

Holes and other stuff 3 stars

Was a little concerned that there was no future for him and Celia, but they came through in end .The Bear approves.

The BEAR

Life insurance proceeds are not includable in the beneficiaries' gross income. Unlike lottery proceeds, they don't have to be reported.

Good story though.

Now that was an interesting story. I love how the author brought the Celia character into the family and let her actually become part of it. Then the cloak and dagger part of the story of how Bobbie told his father of his mothers infidelity and then the Facebook inquiry. The trip to Palm Beach and the discovery that his wife was alive almost caused Frank to lose his life, then at the last minute Celia steps in to save the day. Then the happily ever after with Celia made this a please to read. The story was well written and the character development was great. Well done. 5+ stars

The author drops subtle hints throughout. And as a person who flew charters to the islands, it very well could have happened as described. For a change, the author was technically correct about aircraft, flights and navigation while others have failed miserably ! Author, thank you for a great story where the ending isn't given away on the first page.

Figured it out as soon as Frank talked to his wife's boss's wife! Read it through only to see if I was right! Why do you authors always make the husband a clueless buffoon????????

Great story!!!!!

Great story. The one thing that strikes me is that after International Marketing Corporation demanded "their" money back, he didn't drop a lawsuit on them for whatever breaches of the "morality clause", occasioned by his wife being in a sexual relationship with her boss.

You packed a lot of story in a few short pages. Your characters were well developed and the plot was tight. The father was believable, as were the kids. Celia was an absolute gem. Well done! Keep on writing.

That was a genuinely good story on all levels. 5*****

Great story. Good characters and tight story development.

You did an incredible job developing the character's cast plot incredible twist and entire picture is it unfolded president folded truly a wonderful writing effort. Please keep it up 🤗👍

Akin to the phoenix? If only a myth could somehow come true in real life. Great read, greater talent.

A great story. AAAAA+++++

Omg! Literotica churns out Narcissist, evil bitches faster than McDonald’s makes hamburgers!

Not sure what he end game was going to be. But pretty sure “ Merry” wasn’t gonna waltz back into their lives. Since she was fucking the boss, it appears they planned to ride off into the sunset together. What does not make sense, is where would they get money? Sure, getting declared dead would let them get away with cooking the books. But wifey left her bonus money in the 401k for her family. So... where was the money?

I agree with the last commenter. At the literotica bar and grill, Evil narcissist bitches always on tap! 5 stars

A well woven web of deceit is unraveled to wrap up to a satisfactory conclusion. Great story.

Adding a touch of mystery to the typical cheating wife story in a way that kept our attention. The calling out of the cheating husband/boss set up the story nicely so I was wondering how the affair and money theft was going to be managed without more harm to the kids and the grieving husband. Now I have to print out all your stories so I can keep track of which one to read next.

Excellent!

11/10!!!!!

Well written but a tad predictable. A few more twists and turns might have elevated from the good to the outstanding. Next time perhaps?

LA

With the whore and her master gone to jail, divorce sailed through and Frank married his REAL wife and his kids REAL mother. Celia had a husband, and children she loved with all her heart, especially her daughter. Please write another chapter, maybe mom will give them siblings... 10 STARS IS NOT QUITE ENOUGH!!

Used to work in the Town of Palm Beach. I was right with you when you turned left on North Ocean then back left to Lake Worth.

Great story even if a little predictable beast five

Such a great build-up ruined by a much too short ending. 2 star

Harsh, sad, but creative and suspenseful.

Forgetting the plot twist, how was the husband and children's grief so non existent? Wow. A death of a wife and mother takes years to cope with and only with a lot of support.

2-D characters. No clue on motivations.

A good, enjoyable tale where even the dead come to life. LP

Why is it every MC this author writes is fucking passive as a turd and thick as a brick? He's an Aerospace Engineer yet he's broke he's got no idea financially other than fucking buying groceries FFS just quit with the Mr Mom routine already 😝😝😝

This yarn is like the Dallas episode where Bobby Ewing comes back from the dead. An OK read, but could have been better. 4 stars.

Very nice.

Thank you for sharing,

He's a nice guy but a bit of a don't.

Going to Miama to confront the man? Like the guy would just accept getting "a piece of my mind?" What would have gotten, and nearly did was a bullet. This was a very good story save for the MC acting like a teenager.

@sbrooks103x,

If you are "rereading", then you well know that Celia was told about Merrys affair.

Nicely done, but the husband wasn’t the sharpest tack in the box with his solo trip to Florida.

Some of the comments are a bit harsh.

Quibbles: There was enough information to link Collier and Meredith as lovers. That would lead to them having conspired to disappear. And the rest follows.

And Celia was acting less than "professional". But it's still a very good read!

Also, when did the affair begin? Was Celia's promotion a quid-pro-quo? She didn't confess enough!

And as to the rushed ending, Louis Lamour did it every time!!